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Save in

When saving a file you are prompted where you want the file saved.  While various applications have slightly different looking 'Save as' dialog boxes, they are all similar in that they offer a way to change which folder the item will end up in.

save in

Boxed in green is the tentative folder in which File name Doc1.docx (file type Word document) will be saved.

Change default save-in folders

This works under Windows 7 and Windows 8 (from the Desktop)...

If you want to have other folders available for the save-in option and/or want to change the default save-in folder, do this...

Open Documents from the start menu (Libraries from Windows 8 Desktop).

Then right click "Documents" then from the popup menu, select Set as default...

In that same option box, you can add other folders by clicking the Include a folder button, then selecting other folder(s).

Move folders up or down to change their priority.

For Office...

The default save-in folder can be changed in many individual programs such as Word and Excel through the program's options, Save-in tab found under the File menu > Options... 

They can actually have their own default folder, so for example, you could have a Word Documents folder for Word and an Excel Documents folder for Excel...

A few notes...